REAL ESTATE LOANS

A Flexible Financing Solution

At Strava Capital Group, we help businesses and property owners access the capital they need through real estate–backed financing. Whether you’re purchasing, refinancing, or developing property, our real estate loans offer flexible terms and competitive rates — secured by the value of your property.

What Are Real Estate Loans?

A real estate loan uses property as collateral to secure funding. This reduces risk for lenders and allows borrowers to access better terms and higher amounts.

Types of Real Estate Loans:

Mortgage Loans: Purchase or refinance residential properties.
Commercial Real Estate Loans: For offices, retail spaces, and industrial buildings.
Bridge Loans: Short-term financing while transitioning between properties.
Hard Money Loans: Short-term, asset-based funding for high-risk or time-sensitive projects.

Loan Highlights

Rates: Starting at 4%

Funding Amount: $50K – $50M

Term Length: 6 Months – 30 Years

Funding Speed: 2 – 8 Weeks

How It Works

The loan amount is based on your property’s appraised value and the loan-to-value (LTV) ratio.
Most lenders approve loans with LTV ratios between 60%–80%, depending on property type and credit.

Benefits

Lower interest rates than unsecured loans
Access to higher funding amounts
Flexible repayment terms
Longer payoff periods

Who Qualifies?

Approval is based on:

Credit Score: 620+ (700+ preferred for best rates)
Property Value: Determines total eligible loan amount
Income or Business Financials: Stable income or revenue history
Time in Business: 2+ years for commercial borrowers

How to Apply

Determine Your Funding Needs – Decide how much you need and why.
Gather Documents – Income proof, ID, property details, credit info.
Submit Your Application – Apply online or speak with a Strava funding advisor.
Appraisal & Review – We assess the property and finalize your offer.
Receive Funding – Funds are typically available within 2–8 weeks.